Terms of Service

1. Acceptance of terms

By creating an account or using Money Saver, you confirm that you can form a binding contract, that you are at least 13 years old, and that you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the app.

2. Licence to use the app

We grant you a personal, non-exclusive, non-transferable, revocable licence to use Money Saver on Apple devices that you own or control, in accordance with these Terms and the Apple App Store Terms of Service. You may not copy, modify, reverse-engineer, or redistribute the app except as permitted by law.

3. Your account

Money Saver requires you to sign in with Apple or Google. You are responsible for maintaining the security of the account you sign in with and for all activity that occurs under your account in the app. The data you record is yours; you are responsible for its accuracy.

4. Subscriptions & purchases

Money Saver is free to download and use with core features. Optional Money Saver Pro unlocks additional features and removes ads, and is offered as:

• an auto-renewing subscription (e.g. monthly or yearly), and
• a one-time lifetime purchase (non-renewing).

The following apply to auto-renewing subscriptions:

• Payment is charged to your Apple ID account at confirmation of purchase.
• A subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period.
• Your account is charged for renewal within 24 hours before the end of the current period, at the price of the plan you selected.
• If a free trial is offered, any unused portion of the trial is forfeited when you purchase a subscription, where applicable.
• You can manage or cancel your subscription, and turn off auto-renewal, in your App Store account settings after purchase.

All purchases are processed by Apple. Refunds are handled by Apple in accordance with the App Store's policies; we are generally unable to issue refunds directly.

5. Not financial advice

Money Saver is a personal record-keeping and budgeting tool. It does not provide financial, investment, tax, accounting, or legal advice, and nothing in the app should be relied upon as such. Any totals, budgets, or trends the app shows are based solely on the figures you enter. You are solely responsible for your financial decisions.

6. Acceptable use

You agree not to:

• use the app for any unlawful purpose;
• attempt to gain unauthorized access to the app, other users' data, or our systems;
• interfere with or disrupt the integrity or performance of the app;
• use the app in any way that could damage, disable, or impair the service.

7. Intellectual property

The app, including its design, code, branding, the "Money Saver" name, and the "MOAWIYA THAHER" mark, are owned by Moawiya Thaher and are protected by intellectual property laws. These Terms do not grant you any right to use our branding without prior written permission. The financial data you create remains yours.

8. Disclaimer of warranties

The app is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the app will be uninterrupted, error-free, or that any data will always be available or accurate. You are responsible for keeping your own records as appropriate.

9. Limitation of liability

To the maximum extent permitted by law, Moawiya Thaher shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or savings, arising out of or relating to your use of (or inability to use) the app. Where liability cannot be excluded, it is limited to the amount you paid for the app, if any, in the 12 months preceding the claim.

10. Termination

You may stop using the app and delete your account at any time from within the app. We may suspend or terminate access if you violate these Terms or use the app in a way that could cause harm. On termination, the licence granted to you ends; sections that by their nature should survive (such as intellectual property, disclaimers, and limitation of liability) will continue to apply.

11. Changes to these terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the app after changes take effect constitutes acceptance of the revised Terms.

12. Governing law

These Terms are governed by and construed in accordance with the laws of the Hashemite Kingdom of Jordan, and you agree to submit to the non-exclusive jurisdiction of the courts of Jordan for any dispute arising out of or relating to these Terms or the app.

13. Contact

Questions about these Terms? Contact us at moneyssaver@gmail.com.